Superfoods You Should Be Eating for Your Health

January 23rd, 2012

When you compare health insurance quotes, they may be lower if you adopt healthy behaviors like not smoking and maintaining a healthy weight.  I wonder if you can get a discount on your health insurance quotes by eating some of the seven healthiest foods.  While that may be a stretch, keeping healthy is important and if simply eating the right foods can help you with that, why not do it.  According to Matthew Thompson’s Eating Well article, “7 of the healthiest foods you should be eating but aren’t,” there are great health benefits to some foods that you aren’t likely eating.

Kale is filled with antioxidants to fight cancer, as well as Vitamins A & C, so try to eat more of this dark green vegetable.  While many people are turned off by the thought of sardines, Rachael Ray assures me they just add a salty, nutty flavor.  They are also Vitamin D and the omega-3 fats that keep your heart healthy and your mood happy.  Pomegranates are fairly time-consuming to prepare, but are well worth it for their antioxidants that fight off cancer, Alzheimers, and heart disease.  Drinking pomegranate juice is much easier and still low in calories and rich in antioxidants.

The high fiber and slow-release carbohydrates in oatmeal help to make it a superfood.  These things help lower your bad cholesterol and your body fat.  Quinoa is loaded with both fiber and protein and cooks up fast.  The combination of high fiber and protein also helps you feel full for longer.  Kefir is a dairy product similar to yogurt but in a drinkable form.  Its filled with probiotics to keep your immune system working hard and almost one-third of your daily calcium.  Lentils are good for protein, fiber, iron, and folate.  These are surely not the only superfoods, but they are those that the author believes are most overlooked.  Health insurance companies welcome any healthy behavior by their participants and may even promote eating some of these superfoods.

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Drink Coffee to Prevent Diabetes

January 20th, 2012

The Los Angeles Times published an article by Marni Jameson of The Orlando Sentinel about coffee preventing Type 2 Diabetes.  In “Coffee helps prevent diabetes, now scientists learn why,” the author says that scientists believe they have figured out why coffee helps prevent diabetes.  It is not new information that those who drink four cups of coffee a day lower their diabetes risk, but this is the first time that scientists think they have figured out why.

The substance hIAPP, human islet amyloid polypeptide, is linked to diabetes.  This new research out of China shows that coffee inhibits the substance hIAPP.  The Journal of Agriculture and Food Chemistry published the Chinese researchers’ study.  Many scientists have been trying to find a way to block hIAPP and this research found that the caffeine and caffeic acid in coffee significantly block hIAPP.  The pancreas of a diabetic has very high levels of that substance.

While it may be a stretch to suggest that health insurance companies will start recommending coffee drinking to their plan participants, they sure aren’t likely to deter them.  Four cups of coffee per day lowers the risk of Type 2 diabetes by 50%.  With each added cup of coffee per day, your risk is lowered by another 7%.  Since 95% of the cases of diabetes are Type 2, this is important research for everyone.  Paula Deen’s recent announcement that she is a Type 2 diabetic has the disease as a top headline in the news right now.  Eating healthy and exercising are great preventative measures, and it looks like we can add coffee to that list as well.

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CIGNA Health Insurance Rates Increasing 44% in Arizona

January 17th, 2012

Federal regulators have taken over some of Arizona’s health insurance rate increase reviews.  Any health insurance company requesting a rate increase of 10% or more will be subject to a review from the federal government now.  This information comes from Ken Alltucker of The Republic’s article, “Arizona health-insurance companies targeted.”  “Unreasonable” was the term used by the federal government for Trustmark Life Insurance Co.’s requested health insurance rate increase of 13%.  If you compare health insurance quotes in Arizona, many companies are increasing them without following the federal requirements that 80-85% of collected money be spent on medical costs.

Thirty-two other health insurance companies in Arizona will be reviewed by federal regulators as well, with requested increases between 14-44%.  CIGNA health insurance of Arizona has a proposed rate increase of 44% for its small business plan.  Their individual health insurance plan has a proposed rate increase of 21%.  A company spokesperson says that these plans have been losing money for multiple years.  Insurance companies in Arizona are pushing the state’s Department of Insurance to increase their regulations so that the federal government backs off.

Trustmark’s review has already been completed and they have been told by the Department of Health and Human Services to refund consumers or give a reason for not doing so.  Their proposed 13% increase for a small group insurance plan is actually an 18.1% increase once you account for another increase Trustmark had within the last year.  DHHS Secretary Kathleen Sebelius points out that the company is using too much money for administrative expenses and not enough on paying for medical care.  The Affordable Care Act stresses the importance of this expense ratio.  The government regulators plan to review the remaining Arizona plans soon.

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Health Insurance Rates Lower with Fewer Unnecessary Dr. Visits for Kids

January 9th, 2012

It’s hard for parents to determine when they should take their sick kids into the doctor and when it is okay to ride it out at home.  With the rising health insurance rates, co-pays and deductibles, you don’t want to be at the doctor weekly when they are just going to send you home and say that time will be the healer.  Parents magazine’s Kristyn Kusek Lewis tells us the “12 Kids’ Symptoms You Should Never Ignore.”

Fevers are important to watch because they can signal serious internal problems, but a fever isn’t always dangerous.  Based on your child’s age, know the temperature your doctor wants to see your child at, no matter what other symptoms they may have.  This is typically 100.4 for infants and 103 for children up to 2 years of age.  If your child has a fever that isn’t lowering with treatment, has lasted longer than 5 days, or comes along with a stiff neck, headache or dangerous rash; they should see the doctor.

Rashes that look like a bullseye or red dots that don’t disappear when you press down on the area can be dangerous and should be checked by a doctor.  Also make sure to check your child’s moles for any changes from year to year.  Moles they have had since birth have a greater chance of becoming cancerous.  Appendicitis symptoms include lower right side abdomen pain or stomach pain that is crampy and comes in waves.  Treating conditions before they worsen is crucial to the well-being of your family.  It can also save you money with a health plan like Go Blue Florida, which covers more basic doctors visits.

A headache that occurs first thing in the morning, wakes a child from sleep, or comes with vomiting is likely a migraine.  Signs of dehydration include dry mouth and lips, excessive vomiting or diarrhea, lessened urination, and skin that is dry or stays bunched up when pinched.  Very labored breathing or irregular sounds while breathing are serious and warrant a trip to the doctor or ER.  Swelling of the tongue, lips, or eyes, or extreme itchiness or vomiting indicate an allergic reaction.  Any fall for an infant or a high fall with visible signs of injury or neurological changes should be treated by a doctor.  Finally, any cut that is wide enough to fit a cotton swab or continues bleeding after a few minutes of applied pressure should be treated by a doctor.  Parents have to go with their instincts when treating their kids, but this guide could help save some unnecessary doctor visits.

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Baby Dies From Cronobacter Infection: Formula?

December 22nd, 2011

Parents everywhere are wondering if it is possible that an infant’s formula actually killed the baby.  After purchasing Enfamil at a Walmart in Missouri, the infant’s parents fear that feeding the baby that very formula killed it.  The infant died from cronobacter sakazakii infection, which has previously been linked to powdered baby formula.  This wouldn’t be the first time that an infant was killed after contracting cronobacter from powdered formula.  This information comes from Daniel J. DeNoon’s WebMD article, “Infant Formula Investigated in Baby Death.”

While that particular lot has been pulled from store shelves at Walmart, it hasn’t been recalled so it is still available for purchase elsewhere.  A spokesman for Enfamil says that each and every batch is tested for cronobacter before it goes out the door.  The company is looking at records from the manufacturer’s batch and date to ensure that it was indeed tested for cronobacter before it left.  Enfamil’s maker, Mead Johnson, does not expect a widespread recall because they are confident that the cronobacter did not come from their formula.  While cronobacter is very rare, it is fatal anywhere from 50-80% of the time so it is a horrible infection.  See all of the latest health care and health insurance information here.

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Unexpected Health Benefits of Coffee

December 13th, 2011

Most of us love our morning, or afternoon, or evening cup of coffee.  Lucky for us, Woman’s Day has given us “7 Surprising Health Facts About Coffee.”  Amanda Greene Kelly writes that these benefits and facts are sometimes unexpected and always interesting.  Women who drink coffee have 20% fewer cases of depression than those who do not.  And the more coffee consumed, the less likely those studied were to suffer from depression.  Coffee can also help you keep your weight in check.  Sipping on caffeine after a meal causes your body to process the food more slowly and could be a small help in keeping a healthy weight.

Regardless of the amount taken in, caffeine has also been shown to increase fertility in males because it helps with sperm motility.  The least deadly form of skin cancer was reduced by drinking caffeine.  Basal cell carcinoma risk was 20% less for women and 9% less for men who drank caffeine.  While coffee can increase the pain you feel from heartburn, it is unlikely to cause other stomach problems like ulcers and increased pains.  You might have some fatigue or irritability without your daily coffee, but that will go away within a few days because coffee is not truly addictive like drugs.

A random coffee fact is that your coffee maker is one of the germiest places in your house.  Practically no one cleans it, so make sure to follow your instructions and clean your coffee maker once a month or so.

While the article is not suggesting that you only drink coffee to protect against skin cancer or keep your weight in check, it’s kind of nice to know some positive side effects from your morning cup of joe.  If you have taken on any healthier living habits, compare health insurance quotes and see if you can lower your premiums.

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Morning After Pill Still Behind the Counter

December 9th, 2011

The Plan B morning after pill actually won’t be available on the shelves of drugstores, according to the Associated Press article “Morning-after pill stays behind counter after all, by Lauran Neergaard.  Plans were in place to make the morning after pill available on store shelves after a recommendation by the FDA, but Health and Human Services Secretary Kathleen Sebelius stopped those plans.  Her decision is backed by the Obama administration.  Sebelius said that she worries a product like the morning after pill will confuse 11-year olds shopping at drugstores.  While the FDA wanted the age 17 limit lifted, Sebelius said that there is not significant proof that younger girls would use the morning after pill properly.  One pediatrician countered that even the youngest girls would not be negatively affected by the hormones in the morning after pill.

While those arguments are questionable, the Plan B morning after pill is still available over the counter to anyone over the age of 17 who needs it.  You don’t have to have a prescription for Plan B or for Next Choice, a generic 2 pill version of the morning after pill.  For the pill Ella, you do have to have a prescription and whether or not it will be covered under your insurance depends on your particular health insurance rates and plan.  The pill is expensive, $50 for Plan B, but is 89% effective at preventing an unwanted pregnancy if taken within 72 hours of unprotected sex.  The political debate on this issue is hot, with conservatives pleased and liberals irritated.  Although some consider Plan B an abortion pill, it has no effect if a woman is already pregnant.  This debate surely will rage on.

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Giuliana Rancic’s Health Care Woes Continue

December 5th, 2011

After undergoing a double lumpectomy last month, Giuliana Rancic of E! News is now planning for a double mastectomy.  This information is from MSNBC’s Today Show website.  The original procedure did not eradicate all of her breast cancer, so after much thought she has decided to go the route of more radical treatment.  Her breast cancer was found in a routine mammogram required before undergoing fertility treatments at her clinic in Colorado.  After the breast cancer was found this year, Rancic opted for a double lumpectomy, followed by radiation.  She learned recently that the lumpectomy had not gotten all of the cancerous cells on one side and was faced with a tough decision.  She could either have another lumpectomy in hopes that it would get all the cancer or opt for the double mastectomy.

To me it seems like a no-brainer; get the double mastectomy and you have less than a 1% chance of your cancer returning.  But I have not been in the position to make this awful decision and I realize that everyone has their own process and reasoning when it comes to treatment choices.  When you compare health insurance companies’ costs for treatment, the lumpectomy with radiation is less than a double mastectomy with reconstruction.  With a higher likelihood of the cancer returning after a lumpectomy and more frequent follow up screening though, health insurers could end up with similar costs regardless of the treatment course.  In this situation it is up to the patient to decide what they will do because those with health insurance will have their procedures covered according to plan.  While the cost is hardly Giuliana’s main concern, for many Americans without adequate health insurance, that might be part of their decision making process.  We wish Giuliana all the best health in the future.

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Health Insurers Push to Continue Polio Vaccine

November 21st, 2011

World Polio Day is a reminder that while the Salk vaccine helped diminish the crippling of children in 1955, there are still places in the world where polio cripples and kills children.  According to the Skokie Review’s “Rotary Club of Skokie Valley fights polio,” Skokie Valley’s Rotary Club has made a large contribution to help rid of polio worldwide.  They are working to get more routine vaccination of children as well as helping support the medical staff, volunteers, and others working with children stricken with polio.  While polio is still a problem in parts of the world, it has been gone from America for years.  There is a slight worry by some that it could return.

Polio vaccinations are given in four doses between 2 months of age and 6 years.  A fear of autism has brought many parents to delay and even skip some of their children’s vaccinations altogether.  Health insurance companies like Aultcare are opposed to most parents deciding not to vaccinate their children.  They fear that stopping vaccinations, like that for polio, will bring about outbreaks of many diseases that we haven’t seen in America in decades.  The debate between those who are for vaccinations and those who are against it is very complicated and far-reaching, but insurance companies tend to lean towards the pro-vaccination side.  Vaccinating children against diseases saves money because the diseases stay gone.

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No More Elective C-Sections

November 16th, 2011

Elective c-sections and inductions have become increasingly popular over the last few decades.  Women who were uncomfortable, wanted their baby born on a certain day for a tax break or a special number, or hoped to be home from the hospital by a holiday or special event were scheduling to have their babies earlier than full term.  There are definitely medically necessary early c-sections and inductions performed, and that will not change.  But those women hoping to have their babies early for the convenience factor are going to find it harder to get an elective c-section or induction.  This is according to Lylah Alphonse’s Parenting article posted on Yahoo! Shine, “More Hospitals Banning Elective C Sections.”

Massachusetts’ top hospitals have banned elective c-sections and inductions before 39 weeks gestation.  Hospitals in New York, California, Oregon, Texas, Arizona, and Illinois have also started banning these elective procedures.  Compare health insurance companies’ reactions and this is good news for them.  Statistics show that 39 to 40 weeks of gestation yields the healthiest babies with the lowest rate of complications.  The brain, lungs, and gastric system of babies are all developing rapidly in the last few weeks of pregnancy.  Since babies born before 39 weeks have greater chances of complications, it just doesn’t make sense to perform elective c-sections or inductions earlier than 39 weeks for a trivial reason.  Obviously there are circumstances where the mother or baby’s health is in danger and those babies need to be delivered prior to 39 weeks, but that is not considered an elective procedure.

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