Aultcare Health Insurance Keeps Increases Low

In “Soaring health care premiums hurting employers” by Robert Wang of the Canton Repository, Wang highlights an issue many employers are struggling with.  Health care costs are the second highest business expense next to payroll for many employers.  They have to pass some of the costs onto their employees who now have higher deductibles, co-pays and caps on out-of-pocket expenses.  The unfortunate consequences are that employees have delayed seeking medical care until their conditions cost two or three times more to treat and some people are dying from delayed treatment.

Some companies have been lucky enough to escape the double digit health care cost increases.  One company with Aultcare health insurance is happy to have a single digit increase this year.  They believe that is based partly on a wellness program that was recently introduced to help employees live healthier lifestyles.  Health care costs for employers seem to rise more for smaller businesses because one expensive claim makes a larger impact.  As technology costs more and claims increase, the cost to employers and employees seems to keep rising.  It will be interesting to see what comes of all this government health care reform talk.

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