Archive for the ‘go blue florida’ Category

Health Insurance Rates Too High for NFL Players

Tuesday, March 29th, 2011

nflThe president of the NFL Players’ Association is worried that some of the NFL players will not be able to afford their own health insurance rates for very long, according to Sports Illustrated’s article “Insurance ‘concern’ for locked-out NFL Players.”  This seems hard to believe since the average player makes over $2 million a year and rookies make a minimum of $320,000, but Kevin Mawae says that it is a real possibility for some of the younger, unprepared players.  Those continuing their health insurance coverage through COBRA will pay $2,400 a month for a family plan.  This can hurt even those making over six figures if they haven’t planned for the expense.  Most people’s expenses are in line with their salary, so a drastic increase in the cost of their health insurance can hurt even those making much more than the average American.

Americans, especially those hurt most by the economic turmoil of the past few years, have a hard time garnering sympathy for NFL players making so much money.  They won’t need to use a limited benefit plan like Go Blue Florida anytime soon, but some NFL players might want to look into individual or family health insurance rates depending on how long this lockout lasts.  Not many of the 1,900 active players will be severely affected, but like anyone paying way more for the same coverage, they are suffering a financial crisis relative to their lifestyle.  Roger Goodell, Commissioner of the NFL, wrote a letter appealing to the players and hoping they can bring their union back into negotiations.  If the 2011 NFL season does not happen, everyone involved with the NFL stands to lose a lot of money, including the players.  They have been warned to save money and spend less for the past two years, so hopefully increased health insurance rates will be easily covered by their savings.

Hepatitis C Patients Compare Health Insurance

Friday, February 25th, 2011

Americans living with Hepatitis C may not have access to the latest and best antiviral medications, according to Red Orbit.  In the article “Lack Of Health Insurance Limits Hepatitis C Patients’ Access To Latest Antiviral Therapy,” they say that people with Hepatitis C are two times more likely to be without health insurance than people without the viral disease.  Even those who are insured may not have coverage for the latest antiviral treatments.  Plans like Go Blue Florida which are affordable but offer limited benefits may not cover some of these costs, but if consumers do their research on health insurance they should be able to get coverage.  Once pre-existing conditions are no longer an issue in finding health insurance, even more patients suffering from Hepatitis C could get insurance coverage.

The Hepatitis C virus (HCV) is the top cause of chronic liver disease, liver cancer, and liver transplants in the United States.  Eighty-five percent of people with HCV, a full 3.5 million people, develop chronic infections and the disease kills 12,000 people every year.  Patients who have successful antiviral treatments have a better quality of life and lower morbidity and mortality rates.  But when you compare health insurance, it costs close to $50,000 a year to monitor and treat HCV.  That is why many people suffering from the disease don’t have insurance or don’t have that specific coverage that they need.

Study information being published in the American Association for the Study of Liver Diseases journal Hepatology, found that 61% of those infected with HCV had insurance compared to 81% of those who did not have the disease.  About 67% of those suffering from HCV are eligible for antiviral treatment, but only about half of those eligible patients had insurance coverage.  The reason that some HCV patients aren’t eligible is because of contraindications to antiviral treatment.  Certain patients don’t get positive results with the treatments and may even get adverse reactions, such as patients who also suffer from cardiac disease, renal failure, or severe depression.  Those who qualify for treatment hopefully will have insurance to pay for that treatment.

Go Blue Florida Health Insurance

Friday, January 28th, 2011

Blue Cross Blue Shield of Florida offers a discount plan for individuals under the age of 65 called Go Blue Florida.  The plan is geared towards individuals who work and have household income between $25,000 and $50,000 or individuals who retired young.  It is a discount plan that can cost anywhere from $18 to $59 a month per person.  The plan also offers complementary coverage to people currently carrying only catastrophic health coverage.  Because the plans are not medically underwritten, indemnity-type payments are paid toward doctor visits, lab work, basic dental care and prescriptions.  Go Blue will pay up to $50 per visit for services and the member is responsible for the rest of the allowed amount.

When you compare health insurance from Go Blue Florida, your insurance card will get you discounts on basic and preventative care.  You will want to see NetworkBlue providers in order to get the best value out of your plan.  Since you can only get billed for the allowed amount, having Go Blue coverage will save you a lot of money compared to being uninsured.  Plan 90 and Plan 91 are the two choices of Go Blue Florida plans.  Since the coverage is not comprehensive, maternity care, hospitalization, emergency room visits, substance abuse or mental health care and therapy for rehabilitation are not covered.  Look into Go Blue insurance for yourself if you need a discount plan in Florida.