Health Insurers Watch Battle Over Arthritis Drugs

March 8th, 2012

With record numbers of Americans suffering from arthritis, three drug manufacturers have been trying to get certain arthritis drugs approved by the FDA for years.  According to Matthew Perrone of the Associated Press in the article “Arthritis drugs linked to bone decay,” FDA approval won’t be coming any time soon.  It has been almost two years since testing was allowed for this experimental drug because of concerns for peoples’ safety.  The FDA has found a strong correlation between these nerve-blocking arthritis medications and bone decay.  They did find that the side effects were much less common when smaller doses were used.

Pfizer, Johnson & Johnson, and Regeneron Pharmaceuticals meet next week in a public forum to discuss the safety of their arthritis drugs.  These particular drugs are nerve growth factor inhibitors.  When injected, they block the proteins carrying sensation through the body.  In the past, arthritis has been treated with painkillers such as Advil and aspirin.  While effective, Advil and other anti-inflammatories can cause bleeding in the stomach and opiates like aspirin are quite addictive.  People looking to compare health insurance will likely take into account what drugs will be covered under their plans.  Health insurance companies closely follow disputes between the FDA and drug manufacturers to see what drugs they will pay for in their insurance plans.

The FDA is again allowing trials of these drugs to treat cancer pain, but is still banning trials for osteoarthritis.  The three drugmakers plan to argue that the side effects almost always occurred in cases where the patient was taking both the nerve growth factor inhibitor and other painkillers.  The FDA admits that they found the symptoms to be worse when two drugs were combined, but they found bone problems when Pfizer’s drug wasn’t taken with anything else.  Pfizer will likely argue for more testing to be allowed, with the stipulation that patients cannot combine painkillers.  They will also stop testing if no improvement is seen after a few doses of the pain medicine.

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks
  • NewsVine
  • Reddit
  • StumbleUpon
  • MSN Reporter

Health Insurance Not Likely to Pay for this Surgery

February 24th, 2012

Did you know that it’s possible to have surgery and make yourself grow?  A man from New York has undergone two surgeries now to make himself taller, and so far, they have been successful.  ABC News’ Denise Martinez-Ramundo and Bill Ritter talk about this cutting edge surgery in the story “New York Man ‘Grows’ Six Inches Through Surgery.”  He is 37 years old and wishes to stay anonymous until everything is complete and he knows that it was a success.

The man has gone from 5’6″ to 6′ tall through his leg lengthening surgeries.  In the surgery, the leg bone is broken in two and a metal rod is inserted right into the center of the broken bones.  This telescopic rod pulls the bone apart approximately one millimeter each day.  Soon new bone grows around the area and other body parts, like muscle, regenerate around it.  This surgery costs $85,000 and is not likely to be covered by health insurance, so you better be sure that it’s your wisest investment.  The healing process can take months as well.

Not many doctors in the United States perform this leg lengthening procedure, but one in West Palm Beach, Florida performed 650 of these surgeries last year.  While most were related to dwarfism or deformities, there are definitely a growing number of cosmetic surgeries as well.  Height dysphoria, or people unhappy with their height, is one of the only psychiatric disorders that a doctor can cure through surgery.  I bet health insurance companies are watching this story and waiting to see what the future holds for this kind of height increasing surgery.

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks
  • NewsVine
  • Reddit
  • StumbleUpon
  • MSN Reporter

Health Care Reform Changes Affect Doctor’s Visits

February 17th, 2012

If you are wondering what changes you’ll see at your doctor’s office when all of the health care reform takes effect, U.S. News & World Report did some research to let us know.  Their article, “4 health reform changes to expect at your doctor’s office,” was written last year, so you may have already begun seeing changes.  Since all of the health care reform changes haven’t taken effect, you will continue to see these four things starting at your doctor’s offices.

The article says that doctors will need to embrace change and work with other specialists to reduce health problems, therefore reducing health care costs.  First of all, you will start getting the exact amount of care that you need.  This means that extra tests and medications will not be used when they aren’t medically necessary.  A Patient-Centered Outcomes Research Institute will work to help doctors determine exactly what tests are needed and when medications are needed so that unnecessary things are cut out.  Compare health insurance care in the past and many doctors ordered extra tests and medications to cover their behind because they weren’t exactly sure what to do.

A team of health care professionals will now work with you.  This includes your doctor, nurse practitioners, nutritionists, physicians assistants and more, depending on your health needs.  You may even get contacted by someone from your team to remind you of follow-up or preventative care.  You team will have incentives to keep you healthy, cutting down the cost of health insurance rates and health care in general.  All doctors will be expected to use electronic medical records and prescriptions, cutting down on the mass amounts of errors of the past.  Many have already started this and the hope is that all doctors and hospitals will be able to work together to increase efficiency and your overall health.

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks
  • NewsVine
  • Reddit
  • StumbleUpon
  • MSN Reporter

Gossipers Should Have Lower Health Insurance Rates

February 11th, 2012

According to Linda Wasmer Andrews’ Yahoo! Health article, “How gossip is good for you,” some gossip is good for your health.  Researchers from Berkeley’s University of California found that gossip helps ease frustration as well as lessening the increased heart rate that goes hand in hand with your frustration.  Maybe you can lower your health insurance rates if you can prove to your insurance company that you are a big gossip!  Prosocial gossip, or that which helps others avoid a bad circumstance by letting them know about someone’s bad behaviors, is what was researched.

One of the studies involved volunteers watching people playing a game, including someone who was cheating at the game.  As the volunteers watched, their heart rates increased watching the cheating.  But those volunteers who passed notes to the other participants letting them in on the cheating did not have the increased heart rate associated with the frustrations.  The study seems to show that letting someone know that their potential mate has been a cheater or that their potential business contact has a shady past can help your health as well as helping them avoid a conflict.

Studies have shown that gossip is both natural and normal.  Group behavior can be enhanced with a little gossip and people tend to behave a little better when the potential for gossip is there.  While there is some gossip that is just plain selfish and can be hurtful, “good” gossip can help groups build alliances and keep group members’ behavior in check.  While it’s unlikely that Aultcare or other health insurance companies will start promoting gossip for it’s health benefits, ads promoting gossip would likely be a good way to garner attention.

 

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks
  • NewsVine
  • Reddit
  • StumbleUpon
  • MSN Reporter

Susan G. Komen For the Cure Suffers a Loss

February 7th, 2012

After the raging battle between Susan G. Komen For the Cure and Planned Parenthood last month, a top official from Komen has resigned.  The breast cancer charity organization revoked funding to Planned Parenthood because they are under investigation for using federal funding to pay for abortions.  It is against the law to do that, but Planned Parenthood has always asserted that they do not nor have they ever used federal funding in such a way.  Sadly, this political debate really affected women who use Planned Parenthood for an array of health care services.

The decision by Komen was reversed after a few days and heavy backlash across the country.  Komen’s Vice President for public policy, Karen Handel, resigned today because of this ordeal.  According to Ray Henry’s Associated Press article, “Komen exec quits after funding flap,” Handel fully supported the decision to cut funding and is displeased that Komen reversed their decision.  Handel believes the funding cut was in the best interest of both Komen and the women they help.

Nancy Brinker, the founder and CEO of Komen, says that the company has made mistakes in the past few weeks and is planning to learn from them and strive for better in the future.  Brinker denies the criticism that Komen gave in to anti-abortion groups and pressure from Republicans.  After a failed run for Governor in Georgia last year, Handel was brought on as Vice President at Komen.  She has never denied her anti-abortion stance and  source at Komen says Handel was the driving force in this funding cut decision.  Regardless of whose decision it was, the reversal not only helps millions of women with little to no health insurance get breast cancer screenings, it also brought in sizable charity donations for both organizations over the past few weeks.

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks
  • NewsVine
  • Reddit
  • StumbleUpon
  • MSN Reporter

Superfoods You Should Be Eating for Your Health

January 23rd, 2012

When you compare health insurance quotes, they may be lower if you adopt healthy behaviors like not smoking and maintaining a healthy weight.  I wonder if you can get a discount on your health insurance quotes by eating some of the seven healthiest foods.  While that may be a stretch, keeping healthy is important and if simply eating the right foods can help you with that, why not do it.  According to Matthew Thompson’s Eating Well article, “7 of the healthiest foods you should be eating but aren’t,” there are great health benefits to some foods that you aren’t likely eating.

Kale is filled with antioxidants to fight cancer, as well as Vitamins A & C, so try to eat more of this dark green vegetable.  While many people are turned off by the thought of sardines, Rachael Ray assures me they just add a salty, nutty flavor.  They are also Vitamin D and the omega-3 fats that keep your heart healthy and your mood happy.  Pomegranates are fairly time-consuming to prepare, but are well worth it for their antioxidants that fight off cancer, Alzheimers, and heart disease.  Drinking pomegranate juice is much easier and still low in calories and rich in antioxidants.

The high fiber and slow-release carbohydrates in oatmeal help to make it a superfood.  These things help lower your bad cholesterol and your body fat.  Quinoa is loaded with both fiber and protein and cooks up fast.  The combination of high fiber and protein also helps you feel full for longer.  Kefir is a dairy product similar to yogurt but in a drinkable form.  Its filled with probiotics to keep your immune system working hard and almost one-third of your daily calcium.  Lentils are good for protein, fiber, iron, and folate.  These are surely not the only superfoods, but they are those that the author believes are most overlooked.  Health insurance companies welcome any healthy behavior by their participants and may even promote eating some of these superfoods.

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks
  • NewsVine
  • Reddit
  • StumbleUpon
  • MSN Reporter

Drink Coffee to Prevent Diabetes

January 20th, 2012

The Los Angeles Times published an article by Marni Jameson of The Orlando Sentinel about coffee preventing Type 2 Diabetes.  In “Coffee helps prevent diabetes, now scientists learn why,” the author says that scientists believe they have figured out why coffee helps prevent diabetes.  It is not new information that those who drink four cups of coffee a day lower their diabetes risk, but this is the first time that scientists think they have figured out why.

The substance hIAPP, human islet amyloid polypeptide, is linked to diabetes.  This new research out of China shows that coffee inhibits the substance hIAPP.  The Journal of Agriculture and Food Chemistry published the Chinese researchers’ study.  Many scientists have been trying to find a way to block hIAPP and this research found that the caffeine and caffeic acid in coffee significantly block hIAPP.  The pancreas of a diabetic has very high levels of that substance.

While it may be a stretch to suggest that health insurance companies will start recommending coffee drinking to their plan participants, they sure aren’t likely to deter them.  Four cups of coffee per day lowers the risk of Type 2 diabetes by 50%.  With each added cup of coffee per day, your risk is lowered by another 7%.  Since 95% of the cases of diabetes are Type 2, this is important research for everyone.  Paula Deen’s recent announcement that she is a Type 2 diabetic has the disease as a top headline in the news right now.  Eating healthy and exercising are great preventative measures, and it looks like we can add coffee to that list as well.

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks
  • NewsVine
  • Reddit
  • StumbleUpon
  • MSN Reporter

CIGNA Health Insurance Rates Increasing 44% in Arizona

January 17th, 2012

Federal regulators have taken over some of Arizona’s health insurance rate increase reviews.  Any health insurance company requesting a rate increase of 10% or more will be subject to a review from the federal government now.  This information comes from Ken Alltucker of The Republic’s article, “Arizona health-insurance companies targeted.”  “Unreasonable” was the term used by the federal government for Trustmark Life Insurance Co.’s requested health insurance rate increase of 13%.  If you compare health insurance quotes in Arizona, many companies are increasing them without following the federal requirements that 80-85% of collected money be spent on medical costs.

Thirty-two other health insurance companies in Arizona will be reviewed by federal regulators as well, with requested increases between 14-44%.  CIGNA health insurance of Arizona has a proposed rate increase of 44% for its small business plan.  Their individual health insurance plan has a proposed rate increase of 21%.  A company spokesperson says that these plans have been losing money for multiple years.  Insurance companies in Arizona are pushing the state’s Department of Insurance to increase their regulations so that the federal government backs off.

Trustmark’s review has already been completed and they have been told by the Department of Health and Human Services to refund consumers or give a reason for not doing so.  Their proposed 13% increase for a small group insurance plan is actually an 18.1% increase once you account for another increase Trustmark had within the last year.  DHHS Secretary Kathleen Sebelius points out that the company is using too much money for administrative expenses and not enough on paying for medical care.  The Affordable Care Act stresses the importance of this expense ratio.  The government regulators plan to review the remaining Arizona plans soon.

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks
  • NewsVine
  • Reddit
  • StumbleUpon
  • MSN Reporter

Health Insurance Rates Lower with Fewer Unnecessary Dr. Visits for Kids

January 9th, 2012

It’s hard for parents to determine when they should take their sick kids into the doctor and when it is okay to ride it out at home.  With the rising health insurance rates, co-pays and deductibles, you don’t want to be at the doctor weekly when they are just going to send you home and say that time will be the healer.  Parents magazine’s Kristyn Kusek Lewis tells us the “12 Kids’ Symptoms You Should Never Ignore.”

Fevers are important to watch because they can signal serious internal problems, but a fever isn’t always dangerous.  Based on your child’s age, know the temperature your doctor wants to see your child at, no matter what other symptoms they may have.  This is typically 100.4 for infants and 103 for children up to 2 years of age.  If your child has a fever that isn’t lowering with treatment, has lasted longer than 5 days, or comes along with a stiff neck, headache or dangerous rash; they should see the doctor.

Rashes that look like a bullseye or red dots that don’t disappear when you press down on the area can be dangerous and should be checked by a doctor.  Also make sure to check your child’s moles for any changes from year to year.  Moles they have had since birth have a greater chance of becoming cancerous.  Appendicitis symptoms include lower right side abdomen pain or stomach pain that is crampy and comes in waves.  Treating conditions before they worsen is crucial to the well-being of your family.  It can also save you money with a health plan like Go Blue Florida, which covers more basic doctors visits.

A headache that occurs first thing in the morning, wakes a child from sleep, or comes with vomiting is likely a migraine.  Signs of dehydration include dry mouth and lips, excessive vomiting or diarrhea, lessened urination, and skin that is dry or stays bunched up when pinched.  Very labored breathing or irregular sounds while breathing are serious and warrant a trip to the doctor or ER.  Swelling of the tongue, lips, or eyes, or extreme itchiness or vomiting indicate an allergic reaction.  Any fall for an infant or a high fall with visible signs of injury or neurological changes should be treated by a doctor.  Finally, any cut that is wide enough to fit a cotton swab or continues bleeding after a few minutes of applied pressure should be treated by a doctor.  Parents have to go with their instincts when treating their kids, but this guide could help save some unnecessary doctor visits.

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks
  • NewsVine
  • Reddit
  • StumbleUpon
  • MSN Reporter

Baby Dies From Cronobacter Infection: Formula?

December 22nd, 2011

Parents everywhere are wondering if it is possible that an infant’s formula actually killed the baby.  After purchasing Enfamil at a Walmart in Missouri, the infant’s parents fear that feeding the baby that very formula killed it.  The infant died from cronobacter sakazakii infection, which has previously been linked to powdered baby formula.  This wouldn’t be the first time that an infant was killed after contracting cronobacter from powdered formula.  This information comes from Daniel J. DeNoon’s WebMD article, “Infant Formula Investigated in Baby Death.”

While that particular lot has been pulled from store shelves at Walmart, it hasn’t been recalled so it is still available for purchase elsewhere.  A spokesman for Enfamil says that each and every batch is tested for cronobacter before it goes out the door.  The company is looking at records from the manufacturer’s batch and date to ensure that it was indeed tested for cronobacter before it left.  Enfamil’s maker, Mead Johnson, does not expect a widespread recall because they are confident that the cronobacter did not come from their formula.  While cronobacter is very rare, it is fatal anywhere from 50-80% of the time so it is a horrible infection.  See all of the latest health care and health insurance information here.

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks
  • NewsVine
  • Reddit
  • StumbleUpon
  • MSN Reporter