American Medical Security Health Insurance

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American Medical Security is a wholly owned subsidiary of PacifiCare Health Systems, Inc. As part of one of the largest consumer health organizations in the United States, AMS offers individuals, families, and small businesses flexible and affordable health insurance coverage. AMS, like PacifiCare, is committed to ensuring the health and security of its members. American Medical Security insurance covers medical, dental, term life insurance, and short-term disability insurance. These health plan types are administered through independent agents. These agents, as well as AMS customers, can seek assistance from the American Medical Security customer service representatives twenty-four hours a day, three-hundred-sixty-five days a year.

American Medical Security researches the health insurance market to design products that satisfy the needs of its customers. AMS asserts its commitment to providing the choices that members are looking for in medical coverage. Some of the companyпїЅs plans include medical and dental insurance for individuals and families that are flexible and affordable, group medical plans that meet the needs of various employees, group dental insurance that can be purchased with a medical plan or by itself, and group term life and accidental death and dismemberment insurance, as well as group short-term disability that can be incorporated with an employee benefit plan.

American Medical Security designed MedOne Plus and MedOne Security to provide individuals and families with simple, flexible, and affordable health plans. MedOne Plus is a flexible plan that gives subscribers a choice to select their own co-payment and deductible levels, or to opt for a plan that has no co-payment. If you are looking for a health insurance plan that requires lower premiums, MedOne Security may be appropriate for you. Through the MedOne Security plan, American Medical Security offers subscribers with the deductible options of MedOne Plus, as well as options for coinsurance with facility co-pay. With a MedOne Security plan, members receive the same services that other American Medical Security members receive, and a higher deductible to make premium payments lower. MedOne HSAvings was created by American Medical Security to meet the federal regulations of a health plan with a high-deductible to be used on its own, or coupled with a tax-deductible federal health savings account. American Medical Security also offers short-term medical insurance. The short-term plans can offer members coverage from thirty days to one-hundred-eighty days, depending on the subscriberпїЅs preference.

American Medical Security also offers group health insurance plans that can meet the needs of your company, while allowing individual employees to select the coverage that is appropriate for his or her medical needs and financial situation. AMS is now offering a new group plan called the Signature Freedom Self Directed Health Plan. This option consists of a self-directed account as well as a preferred provider organization health insurance plan. Compare American Medical Security health plan types to find the one that suits you, your family, or your business.