CIGNA Health Insurance
The CIGNA health insurance company began in 1792, as INA (Insurance Company of North America). It was the first marine insurance company in the United States. CIGNA is known as the oldest stockholder-owned insurance company in the nation. In 1981, the Connecticut General Insurance Corporation, renamed Connecticut General Corporation, and the Insurance Company of North America (INA) decided to merge. In 1982, CIGNA was introduced. Compare CIGNA health insurance plans with other carriers operating in your region to find one that suits you and your family.
CIGNA medical benefit plans and products include the CIGNA Choice Fund, COBRA, Health Maintenance Organization (HMO) and Network plans, Indemnity, Open Access, Open Access Plus, Open Access Plus In-Network plans, Point of Service (POS) plans, as well as Preferred Provider Organization (PPO) plans.
The CIGNA HealthCare Choice Fund can help members pay for health care expenses covered by CIGNA. The CIGNA Choice Fund will provide you with control over how your medical care money is spent, the freedom to select your own physician, as well as programs and services that will help you maintain a healthy lifestyle.
When you enroll for a CIGNA HMO plan, you can select your own primary care physician (PCP), as well as a primary care physician for each member of your family. Your primary care physician will provide you with routine medical care, give you referrals to specialists in the CIGNA network, and file claim forms for you. Even after you choose your primary care physician, you have the option to change to another primary care physician at any time.
As a member of a CIGNA Open Access Plan, you will be able to visit any network specialist without a referral. While you are not obligated to select a primary care physician, CIGNA encourages you to do so, in order to coordinate your medical care and treatment.
CIGNA HealthCare promotes the health of its members through health education, and friendly reminders for checkups and preventive care that are targeted toward men, women, and children. CIGNA members enjoy a large provider network, a statewide specialty care network, reasonably priced co-pays, office visits that include x-rays and lab work, as well as discounts on services such as LASIK, dental care, and acupuncture. CIGNA HealthCare offers benefit plans that provide access to preventive care and health education programs. Members receive information regarding local and national wellness programs that encourage healthy living. CIGNA also offers wellness programs including Womens Health, Mens Health, the Child Health Immunization Program, and the Healthy Babies program. CIGNA HealthCare Health and Wellness member services include twenty-four hour access to health information, care for chronic conditions (Well Aware), a weight loss wellness program (Healthy Steps), a childhood obesity program, healthy moms and babies program, member discounts (Healthy Rewards), quality transplant care, and the Well-Being newsletter.