Time Insurance

(Formerly known as Fortis Insurance)

Assurant Health, a leading national provider of Individual Medical, Small Group and Specialty health insurance products, announced in September of 2005 that the underwriting arm known as Fortis Insurance Company, will return to the Time Insurance Company name. Time Insurance was established in 1892, and currently provides health care coverage for over one million people across the country. Time Insurance is one of the top health insurance carriers in the United States, providing medical coverage to individuals, families, and small employer groups. Time Insurance describes itself as an organization with experience, expertise, and commitment. Solid health insurance protection, customized coverage, extensive provider networks, and prompt, fair claim payments are some of the services that potential members can expect with a Time health insurance plan.

Products offered by Time Insurance include Individual Medical Plans, Short Term Medical Plans, Small Group Plans, and a student plan known as Student Select. Time Insurance Individual Medical Plans are available to individuals and families for major medical coverage at affordable rates. Time Individual Medical Plans also include industry leading Health Savings Accounts (HSA) and Ancillary Plans at competitive rates. Time Insurance is the leading provider of Short Term Medical Plans in the United States. Time Insurance Short Term Plans can provide coverage for a time period of up to twelve months, and include optional benefits such as term life insurance, accidental medical expense coverage, and dental or vision savings plans.

Time health insurance plans also include Small Group Plans. Small Group Plans, offered by Time Insurance, include Health Savings Accounts as well as Health Reimbursement Arrangements (HRA), and provide employee choice options. Time Insurance also offers a plan called Student Select that is available to full-time college students who need health insurance coverage. Student Select Plans can be managed online with Time Insurance, so college students can maintain their coverage and find information wherever they are.

Time Insurance asserts its size, stability, and strength as a health insurance carrier. To support this assertion, Time Insurance cites specific qualities as a leader in the individual medical insurance market, a top seller of temporary health insurance in the United States, as well as one of the leading independent providers of health insurance to small businesses, individuals and their families. Time prides itself on being one of the first companies to offer Health Savings Accounts, and is one of the top sellers of such accounts. A portfolio of Health Reimbursement Arrangements (HRA) is offered by Time, for small employer groups.

Time Insurance provides a variety of health plan types to members who do not have employee or group coverage. Individuals and families who may be interested in such plans include the self-employed, employed individuals who are not offered a group plan by their employer, dependants of those covered by group plans, and early retirees. Time health insurance plans offer a number of attractive benefits including worldwide, 24-hour a day coverage, an eight million dollar benefit maximum, wellness benefits, extensive networks of providers and facilities to choose from, and no required referrals to visit a specialist. With a Time health insurance plan, there is no annual limit for prescription drugs, no special limits on Intensive Care Unit (ICU) coverage, no special limits on ambulance coverage (whether by air or by ground), a single deductible for accidents that involve more than one member of a family, and a one year rate guarantee. Compare Time Insurance with other health insurance carriers in your state or region to find a plan that works for you.