New Mexico Health Insurance

DoctorOver twenty-three percent of the population of New Mexico is living without health insurance coverage, according to the United States Census (2000). Among individuals under the age of eighteen, over twenty percent are not insured. Both of these estimates exceed the national averages. If you are one of the over four-hundred-twenty thousand individuals without health insurance coverage in New Mexico, please compare carriers that operate in your region to find an appropriate plan.

Blue Cross and Blue Shield of New Mexico

Blue Cross and Blue Shield of New Mexico and HMO New Mexico offer a wide variety of health insurance plans including Point of Service, Health Maintenance Organization, Preferred Provider Organization, indemnity, and individual coverage plans. Blue Cross and Blue Shield of New Mexico has the most comprehensive provider network in New Mexico, and has over two-hundred-thirty thousand members. BCBS of New Mexico has been providing quality coverage to individuals, employees, and family members in the state for sixty-five years. The Blue Cross and Blue Shield Association asserts that the way a company stays competitive is by keeping its employees healthy. Blue Plans allow companies to offer their employees access to the doctors and hospitals that are desirable and convenient for them. Such hospitals and physicians are accessible in both urban and rural areas, within the United States, and in over two-hundred foreign countries. According to the Blue Cross and Blue Shield Association, this quality health insurance coverage will help employers attract and retain valued employees. Over seventy-five percent of Fortune 100 companies and approximately one half of all Fortune 500 companies offer Blue Cross and Blue Shield health insurance coverage to their employees. Some of the corporations that offer BCBS Plans include AT&T, Boeing, United Airlines and Wal-Mart. BCBSA administers coverage through indemnity insurance, Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Point-of-Service (POS) plans, as well as Fee-for-Service plans. Whether you are looking for large employer coverage, small business coverage, or individual health coverage, for families without access to group health insurance, the Blue Cross and Blue Shield Association has a plan to meet your specific needs. Compare health insurance plans and coverage from the Blue Cross and Blue Shield Association, the oldest and largest organization of health benefits companies.

Celtic of New Mexico

Celtic Health Insurance Products are designed to meet the needs of individuals and families living in New Mexico by providing flexible and affordable coverage. Celtic offers plans including пїЅCeltiCareпїЅ Health Plan, Celtic Basic Health Plan, пїЅCelticSaverпїЅ HAS plan, Celtic Short-Term, and Celtic PostGrad Health Plan. Comprehensive Major Medical plans provide coverage for individuals from ages six months to sixty-four and a half years old. Subscribers have a choice between 70/30, 80/20, or 100% coinsurance, as well as the choice of deductibles ranging from two-hundred-fifty dollars to ten-thousand dollars. A Comprehensive Major Medical plan will also provide you with a free prescription discount card, optional twenty-five-thousand dollar term life insurance policy (in certain states), as well as Preferred rates for members who do not use tobacco. Compare Celtic health plan types with other carriers serving New Mexico to find coverage that is appropriate for you or your family. CeltiCare Select PPO (Doctor and Hospital Network) provides quality health care at a lower premium by using participating providers within its network. When members of this plan visit a network provider, the co-pay is only ten dollars. CeltiCare пїЅAny DocпїЅ PPO (Hospital Network) Plans allow members to select their own doctors, for a twenty-five dollar co-pay per office visit, and still save money with affordable rates at hospitals in the preferred network. CeltiCare Managed Indemnity (No Network) is a plan that provides its New Mexico subscribers with comprehensive major medical coverage while allowing you to choose your own doctors and hospitals.

American Medical Security

A subsidiary of PacifiCare, American Medical Security is a health insurance carrier that serves individuals throughout the state of New Mexico. American Medical Security designed MedOne Plus and MedOne Security to provide individuals and families with simple, flexible, and affordable health plans. MedOne Plus is a flexible plan that gives New Mexico subscribers a choice to select their own co-payment and deductible levels, or to opt for a plan that has no co-payment. If you are looking for a health insurance plan that requires lower premiums, MedOne Security may be appropriate for you. Through the MedOne Security plan, American Medical Security offers subscribers with the deductible options of MedOne Plus, as well as options for coinsurance with facility co-pay. With a MedOne Security plan, members receive the same services that other American Medical Security members receive, and a higher deductible to make premium payments lower. MedOne HSAvings was created by American Medical Security to meet the federal regulations of a health plan with a high-deductible to be used on its own, or coupled with a tax-deductible federal health savings account. American Medical Security also offers short-term medical insurance. The short-term plans can offer members coverage from thirty days to one-hundred-eighty days, depending on the subscriberпїЅs preference. American Medical Security also offers group health insurance plans that can meet the needs of your company, while allowing individual employees to select the coverage that is appropriate for his or her medical needs and financial situation. AMS is now offering a new group plan called the Signature Freedom Self Directed Health Plan. This option consists of a self-directed account as well as a preferred provider organization health insurance plan. Compare American Medical Security health plan types available in New Mexico to find the one that suits you, your family, or your business.