Friday, April 27, 2007

Natural Diet Supplements

PR9.Net Press Release
California 2007 March 17

Looking for a natural diet supplement that you can use in addition to a healthy lifestyle? Recent research has shown that the Hoodia Gordonii species contains a molecule P57 that is similar to glucose.

Scientists believe that this molecule in Hoodia fools the body into believing that it has just eaten. Hoodia is the most effective natural appetite suppressant on the market. Recent research has shown that the Hoodia Gordonii species contains a molecule P57 that is similar to glucose; Scientists believe that this molecule in Hoodia fools the body into believing that it has just eaten.

Hoodia is the most effective natural appetite suppressant on the market. The active ingredient in Hoodia Gordonii, the molecule known as P57, copies the effect that glucose has on your brain, telling part of your brain (the Hypothalamus) that you feel full, so you eat less.

This is done naturally by tricking the part of the brain that controls your appetite, convincing it that you have already eaten. "Obesity has now been recognized as a serious, chronic disease - a disease that affects more people than any other, a disease that can cause serious medical conditions and early death." says Robert Brown CEO of Buy Hoodia Diet Pills.

"Pure hoodia gordonii diet pills may be the answer to millions of peoples needs." They don't burn fat, increase metabolism, or magically melt the weight away. All they do (if they work for you - not everyone responds to them) is make you feel full.

The idea behind hoodia diet pills is that if you feel full, you'll eat less. Thus, you'll lose weight. Unfortunately, the majority of the hoodia diet pills on the market today are fake. They contain very little, if any, hoodia gordonii. Hoodia gordonii cactus is actually quite rare and hard to get in large quantities because it only grows in Southern Africa, there are only small number of hoodia plants and there is a huge demand for it in the USA. So buyers beware of fake products.

Hoodia, a natural appetite suppressant, is earning attention as a potentially powerful weapon in the war against obesity and the World Wide focus on losing weight. A diet pills is not a substitute for a healthy diet. For best effects, you should take Hoodia Gordonii Diet Pills in conjunction with a diet and exercise program.

Women Have More Trouble Affording Necessary Health Care, New Survey Finds

Commonwealth Fund
Press Release
2007 April 19

As Cover the Uninsured Week approaches, a new Commonwealth Fund report by researchers at the National Women’s Law Center finds that even women with health insurance coverage are more likely than insured men to go without needed health care because of costs. Also, a higher percentage of women than men struggle with medical bills. The report, Women and Health Coverage: The Affordability Gap, by Elizabeth M. Patchias and Judith G. Waxman of the National Women’s Law Center finds that women are at a disadvantage because they have greater health care needs and lower incomes than men.

More specifically, the report finds that 38% of women are struggling with medical bills compared with 29% of men. And, the high cost of services and premiums is forcing many women, even women with health insurance, to go without needed care.

In fact, 33% of insured women and 68% of uninsured women don’t get the health care they need because they can’t afford it. In contrast, 23% of insured and 49% of uninsured men are avoiding care because of cost.

Further, 16% of women are underinsured, meaning they have high out-of-pocket costs compared to their income, while only 9% of men are underinsured. "Women are more likely than men to go without needed health care services because of costs, yet they still have higher out-of-pocket expenses.

This disparity exists for both insured and uninsured women," said Waxman, vice president for Health and Reproductive Rights at the National Women’s Law Center. "As policymakers and advocates explore how to expand and improve health coverage, they should ensure that any proposal provides comprehensive benefits and low cost-sharing."

Other factors contribute to this gender gap in health care coverage and access: women are slightly more likely than men to purchase coverage in the individual insurance market which is often more expensive and less comprehensive than employer coverage. Women are also more likely than men to take prescription drugs. "These findings show that comprehensive health care coverage that doesn’t require high out-of-pocket costs is vital to ensuring that women get the care they need to be healthy," said Sara Collins, assistant vice president for the Program on the Future of Health Insurance at The Commonwealth Fund.

"As policymakers consider health care reform initiatives, they should consider plan designs that will result in meaningful, affordable, and equitable access to health care for everyone."

Methodology: Most data in the report are from three surveys: the Annual Social and Economic Supplement to the Current Population Survey (CPS), 2005 (a sample of about 99,000 households); the Medical Expenditure Panel Survey (MEPS), 2004, of about 13,000 families, representing approximately 33,000 people; and the Commonwealth Fund Biennial Health Insurance Survey, 2005, a nationally representative sample of 4,350 adults age 19 and older.

Thursday, April 26, 2007

Assurant Health Offers Insurance Advice for College Grads

Assurant Health has been in business since 1892 and is the brand name for products underwritten and issued by Time Insurance Company, John Alden Life Insurance Company and Union Security Insurance Company. Together, these three underwriting companies provide health insurance coverage for almost one million people nationwide. Each underwriting company is financially responsible for its own insurance products.

Press Release From Assurant Health
Friday, April 13th, 2007

If you’re looking for a different kind of gift for your new college grad that’s more sensible (and much more affordable) than a flashy car, you may want to consider . In fact, concerned parents might make this their top priority if only they knew that, as soon as their sons or daughters doffed their caps and gowns, many of these grads were no longer protected against medical catastrophes.

Unfortunately, many parents are unaware that some health insurance plans stop providing coverage to adult children, even if are living at home. Plus, they don’t realize affordable, short-term medical insurance is readily available. “It’s a shame that this lack of knowledge is putting so many young adults needlessly at risk,” said Heidi Hanstein, vice president for Assurant Health, which helped to pioneer the concept of short-term coverage.

“I’m sure many parents and grads wouldn’t take such a chance if they knew how easy it is to apply for and purchase temporary coverage.” This disturbing news is supported by two surveys conducted by Assurant Health. Other findings included:

...Approximately 40 percent of parents mistakenly believed that adult children (ages 21 -24) living at home were covered under their health insurance plans.

...20 percent of college parents have no idea when their health insurance will no longer cover their college-age children.

...Most believe that short-term health insurance for a healthy young adult costs more than $100 per month; in fact, such policies generally cost around $50 per month.

...68 percent of the parents were not even aware of the availability of short-term health insurance.

These results are consistent with previous studies such as a report from the Commonwealth Fund that found nearly 40 percent of college graduates (and 50 percent of high school grads not attending college) are uninsured at some time during their first year after graduation. Typically, most adult children who are students will lose their coverage when they attain a certain age, graduate or are no longer attending school on a full-time basis.

Since most of these new college graduates won’t have coverage until after they have found a job, many find themselves falling through a gap in coverage. Companies such as Assurant Health can fill that gap with policies that usually cover periods ranging from one to twelve months, depending on the state and company. The enrollment process for such policies is simple and fast. Applicants can go online to answer a series of yes/no questions and coverage can begin the next day. Because temporary policies are usually designed to cover the unexpected, most do not include coverage for preventive care, physicals, immunizations, dental or eye care. Also, temporary policies generally do not cover pre-existing conditions.

Assurant's primary products include individual medical, small group, short term and student health insurance products, as well as non-insurance products and consumer-choice products such as Health Savings Accounts and Health Reimbursement Arrangements. With almost 3,000 employees, Assurant Health is headquartered in Milwaukee, Wis., and has operations offices in Minnesota, Idaho and Florida, as well as sales offices across the country.