Thursday, May 14, 2009

The Importance of Health Insurance Coverage

Many Americans have health insurance through their employers. But as the economy struggles and the working world changes, employment is no longer a health insurance guarantee. America continues to move from a manufacturing based economy to a service economy and working patterns are evolving. This, in turn has made employer based health insurance less stable.

Many small employers cannot afford to offer health benefits. And of the companies who do offer health benefits, many are charging the employee more of the cost. Because of these factors, many Americans are choosing to not take advantage of job based health insurance. But having coverage is still as important as ever. Everyone should have health insurance with basic benefits at a minimum.

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